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Terms of Service

Last updated: January 1, 2024

Important: By using Yieldly, you acknowledge that investment involves risk, past performance does not guarantee future results, and you may lose some or all of your invested capital. Please read these terms carefully.

1. Acceptance of Terms

By accessing or using the Yieldly platform, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our services. These terms apply to all users, including visitors, registered members, and investors.

2. Eligibility

You must be at least 18 years of age to use Yieldly. By registering, you represent that you are of legal age in your jurisdiction to enter into a binding agreement and to use investment services. You also represent that you are not located in a jurisdiction where the use of investment platforms is prohibited by law.

3. Account Registration

To access investment features, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that provide false information or violate these terms.

4. KYC Verification

To comply with anti-money laundering (AML) and know-your-customer (KYC) regulations, all users must complete identity verification before investing. This requires submission of a valid government-issued ID, a selfie photograph, and proof of address. Failure to complete KYC will restrict access to investment features. We reserve the right to reject KYC applications that do not meet our verification standards.

5. Investment Plans and Returns

Yieldly offers tiered investment plans ranging from Starter ($50–$99) to Platinum ($3,000+), each offering daily return rates between 10% and 15% over a 12-day cycle. These return rates are targets based on our trading team's historical performance and are not guaranteed. Market conditions may affect actual returns. 100% of earned profits are available for withdrawal. After withdrawing all profits from a completed cycle, users become eligible to withdraw their initial capital investment.

6. Deposits

Deposits are accepted in the following cryptocurrencies: Bitcoin (BTC), Solana (SOL), Stellar (XLM), Ripple (XRP), and NANO. The minimum deposit is $50 USD equivalent. Users must submit a valid transaction hash for all deposits. Deposits are credited to your wallet upon confirmation by our team, typically within 1–3 hours. We are not responsible for funds sent to incorrect wallet addresses or lost due to blockchain network issues.

7. Withdrawals

Withdrawal requests are processed every Tuesday and Friday. The minimum withdrawal amount is $10 USD. Users may withdraw up to 100% of their earned profits. After withdrawing all profits from a cycle, the initial capital becomes eligible for withdrawal. We aim to process all approved withdrawals within 24 hours of the processing day. We reserve the right to delay withdrawals pending identity verification or fraud investigation.

8. Risk Disclosure

Investing in financial instruments involves significant risk. The value of investments can go down as well as up. You may receive back less than you invest. Past returns do not guarantee future performance. Our trading team employs risk management strategies, but losses are possible. You should only invest money you can afford to lose. Yieldly is not a licensed financial advisor and does not provide personalized investment advice.

9. Prohibited Activities

Users may not use the platform for money laundering, fraud, or any illegal activity. You may not attempt to hack, reverse engineer, or disrupt the platform. You may not create multiple accounts to circumvent investment limits. You may not use automated tools or bots to interact with the platform. Violation of these prohibitions may result in immediate account termination and forfeiture of funds pending investigation.

10. Fees

Yieldly does not charge deposit or withdrawal fees on its end. However, blockchain network fees (gas fees) may apply to cryptocurrency transactions and are borne by the user. The platform's revenue is derived from the spread between trading profits and the returns paid to investors.

11. Limitation of Liability

To the maximum extent permitted by law, Yieldly and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform, including but not limited to loss of profits, loss of data, or business interruption. Our total liability to you for any claim shall not exceed the amount you have deposited with us in the 30 days preceding the claim.

12. Account Termination

We reserve the right to suspend or terminate your account at any time if you breach these terms, engage in fraudulent activity, or if required by law. Upon termination, any pending profits will be paid out after verification. We will provide reasonable notice of termination unless immediate action is required for security reasons.

13. Changes to Terms

We may modify these Terms of Service at any time. We will notify you of material changes via email or platform notification at least 7 days before they take effect. Your continued use of Yieldly after changes take effect constitutes acceptance of the new terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable international financial regulations and the laws of the jurisdiction in which Yieldly operates. Any disputes shall be resolved through good-faith negotiation, and if unresolved, through binding arbitration.

15. Contact

For questions about these Terms of Service, please contact us at: support@yieldly.com